We provide customized mortality management solutions appropriate to your company's needs. This involves interviewing officers, reviewing relevant company documents and auditing underwriting and/or claims files as appropriate. The solutions are designed in consultation with corporate leadership. A final report is provided with recommendations and action steps. Follow-up to monitor progress and ensure success will be provided as required.
This is one of our service strengths. It involves making a general assessment of the mortality problem using available documents, interviewing corporate management responsible for claims, underwriting and other areas, and performing an underwriting audit and a targeted claims audit. The collected information is analyzed and recommendations for changes in requirements and underwriting policies and procedures are made. Training to explain the changes to underwriters and to provide remedial education is part of the process. Re-evaluation takes place six to twelve months later to ensure that the changes are producing the expected results.
The initial step of this process involves collection of information regarding the company and its products, distribution system, underwriting department and current mortality experience. The design is done in collaboration with underwriting management and other officers of the company to to suit the mortality expectation, the product design and the market needs.
We design manuals that address specific corporate needs. This is done after interviews with officers of the underwriting department and review of documents necessary to obtain an understanding of the company and its market.
The appropriate use of lab tests can save expenses and have significant impact on mortality. Let us show you how.
We can provide online or onsite temporary medical director coverage from a few days to a few weeks.
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